|I completely agree with Karen's saying that you likely won't need to use diaper creams regularly. It's a good thing to think about before you need it, as there will probably be times that you need a cream (like when child discovers a passion for acidic foods and then does a stealth poop!), but it's not something you will likely need to apply regularly. I have a few friends (who use disposables) who apply cream with every diaper change, but I don't use anything without cause.
If you do a search, you can find threads on this forum about creams that people like and find work okay with cloth.